The Ripple Effect - Ray Frigault

In nature, there is a balance. If this balance is offset for any reason the effects are felt all throughout the food chain.
Some things die and other things thrive. Take a forest fire for example. A natural occurrence that has been happening since the beginning of time. The fire destroys everything in it’s path. Animals must move on or die. Their habitat destroyed they must find a new home.

These forest fires are necessary for the forests to survive. Yes the fire will destroy homes and habitat but it will rejuvenate the forest and bring new growth.

Our world is changing right before our eyes. And this change is going to affect everyone differently. Some people will flourish and see unprecedented growth. Others will lose their job or be forced to close their business.

I’m here to tell you that, believe it or not, that could very well be the best thing that could happen to you. I know, this is hard to believe as you see everything you’ve worked so hard to build go down the drain, but it's true.

I’m going to let you in on a little secret.

Once you have lost everything you receive a wonderful gift.

A chance to build the life you’ve always wanted.

Adversity brings growth. And believe me you will grow.

I know from experience because It happened to me….. since I turned 40 I have had to rebuild my life, not once but twice.
And it was the best thing that could have happened to me.

In 1989 there was a stock market crash. It is referred to as Black Monday because it destroyed so many people’s lives. I was one of them. I left my job of 13 years at General Motors to start my own business. It was a Dating Service before Dating Services became mainstream and business was actually very good for 3 years. So good I had just opened a second office. After the stock market crash my phone simply stopped ringing. My income stopped that day. People just don’t flock to an expensive dating service during a depressed economy. There was no government relief in sight.
I turned to the only comfort I knew of at the time. Drugs and Alcohol. Trust me when I say this is not the route you want to take.
It was years…..actually 7 years before I finally figured out the formula that inspired me to re-start my life.

What’s the formula?

40 + 40 = 80

In my book, It’s About TIME,I share with you the magic of this formula and how to make it work for you.
How that simple Formula made me feel young again and gave me the unprecedented gift of a second chance.

In It’s about TIME, rediscover your youth and take the Fear out of Change, I share 20 years of my life to demonstrate just how easy it is to survive tough times.

I’ll show you exactly what it's like to start over.
The steps you MUST take to start building the life of your dreams.

So simple, yet so powerful…40 + 40 = 80

Find out what it means.
For years I worked hard to rebuild my life. I was at the point where I could take a stab at starting another business. I had been working on an invention and after 3 years and 2 market studies later I was ready to launch my business.



Two weeks before our big launch at a major Trade Show in Las Vegas, two planes flew into the New York Trade Center and changed our safe comfortable world as we knew it. Three years of research and development out the window. We didn’t even get our business off the ground. I lost everything once again and was forced to claim Bankruptcy for a second time.



Fortunately, I had the formula to help me to not only survive, but to thrive during those hard times.



Here I sit almost 20 years later, happily retired, married to the woman of my dreams, living my life the way I want to live it and on my terms. I want for nothing, except to be able to hug my grandchildren again.



40 + 40 = 80



Find out what it means and how you can use it to turn tragedy into contentment.

It’s About TIME, Rediscover your youth and take the FEAR out of Change.
Available at Amazon and all other book retail outlets
Or you can send me an email at [email protected] and I will send you an autographed copy

​About the Author

Ray Frigault was born February 11, 1955 in Niagara Falls, Ontario Canada. He graduated high school and went straight into General Motors at the age of 18. The ticket to a nice easy life for most people but not for Ray. He was never satisfied with his job at General Motors. At 31 years of age, after 13 years in the St Catharines GM Foundry, Ray quit General Motors to go start his own business, something he had always longed to do. The Business was called The Humanist Institute, a Dating service before Dating services became mainstream. It was a business that allowed Ray to pursue his acting career because he was able to schedule his appointments around his auditions in Toronto. The business did very well for a few years but a stock market crash in 1989, shortly after opening a second office, created the perfect storm that led to an early end to Ray’s business career. To top it off, his agent moved to China so the auditions stopped as well. His life slid pretty hard and fast from that point. He not only lost his business and his agent, he lost his family, his house his dignity and every penny he had ever saved.
As he was approaching 40, drugs, alcohol, mental illness and poor choices eventually got the better of him and he was ready to throw in the towel. However, on his 40th Birthday, Ray made a dramatic discovery that gave him a whole new outlook on life. His goal since then has been to write about that experience and share some of the wisdom he had acquired. The University of Hard Knox, of which Ray is a graduate, is a very well-known school. The lessons learned are hard won and never forgotten.
With a renewed zest for life, Ray went on to begin his third career as a Casino Dealer in one of the biggest Casinos in North America. In his 21 years at Niagara Casinos Ray worked his way up from Table Games Dealer to Supervisor and on to Pit Manager. He even had his own gig as a Learn to Play instructor where he would teach visitors how to play the various table games in the Casino.
In 2017 Ray took an early retirement from this job, that he absolutely loved, sold his house, bought a trailer and started writing. He has begun his 4th career as a writer with his first book "It’s About TIME, rediscover your youth and take the Fear out of Change", where he chronicles 20 years of his life following his great epiphany. Ray plans to live out the rest of his days going from one adventure to the next. Travelling, writing and sharing his stories with whoever wants to listen.
It's About TIME is not just about time. It’s about Ray. It’s about 20 years of his life. And it’s about time he wrote it.



[email protected]



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